Operations >> Browse Articles

Browse Finance Articles

  • +5

    Your E-Options for Tax Returns Are Plentiful, Helpful, and Mostly Easy

    Your E-Options for Tax Returns Are Plentiful,  Helpful, and Mostly Easy
    Jan. 20--Less than three months remain until April 15, and last Friday, the Internal Revenue Service declared its electronic filing system "open for business," allowing taxpayers the chance to get their refunds quicker. If you're receiving W-2 forms and other statements in your mailbox, you might be itching to begin. It's been a few years since I've examined the options ...
    Rated: +5
  • Rate

    How Do I Raise Money for a Business?

    How Do I Raise Money for a Business?
    Inquisitive entrepreneurs and small business owners can find inspiring insights and common sense answers from two industry pros on MainStreet. Each week Dani Babb, a small business expert and the dean of Andrew Jackson University’s College of Business in Hoover, Ala., and Dr. John Rutledge, the chairman of private equity investment firm Rutledge Capital, offer their advice to scores of entrepreneurs ...
  • +3

    Getting Money to Grow Beyond the Startup Stage

    Getting Money to Grow Beyond the Startup Stage
    You may have used personal savings or money borrowed from friends and family to get started, but where do you go when it's time to grow your business? If you've been in business for less than three years or have nothing to offer as collateral, you might find traditional lending institutions unwilling to finance your business. There are options, though--if you ...
    Rated: +3
  • +2

    Obtain Startup Capital for Your Business

    Obtain Startup Capital for Your Business
    The success of a business idea largely depends on the financial planning behind it, says Joseph Parrino, a longtime women's clothing store owner who decided to branch out into the housing rehab business. “I knew from experience that without the proper backing, I wasn't going to be able to make a go of the new enterprise,” Parrino says. “What I didn't ...
    Rated: +2
  • +1

    Business Financing Basics

    Business Financing Basics
    Before seeking financial assistance, ask yourself the following: • Do you need more capital or can you manage existing cash flow more effectively? • How do you define your need? Do you need money to expand or as a cushion against risk? How urgent is your need? You can obtain the best terms when you anticipate your needs rather than looking ...
    Rated: +1
  • Rate

    Intuit Buying Personal Finance Web Site Mint.Com for $170M

    Intuit Buying Personal Finance Web Site Mint.Com for $170M
    Sep. 14 - For nearly two years, one of the biggest names in consumer financial software has listened to a steady drumbeat of rave reviews for a new personal finance tracking service offered by online startup Mint.com. Mountain View-based Intuit responded Monday by announcing it will spend $170 million to buy the upstart company and add its fast-growing service to ...
  • Rate

    Control Your Cash Flow During the Credit Crunch

    Control Your Cash Flow During the Credit Crunch
    With a credit crunch and many banks tightening up or eliminating lines of credit, it's important for business owners to maintain a steady cash flow. Here are five ways experts say you can start the process: 1. Diversify your revenue stream. Relying too heavily on one source for a majority of receivables is one of the largest areas of vulnerability for ...
  • Rate

    Protect Your Business with Credit Insurance

    Protect Your Business with Credit Insurance
    Managing your company’s cash flow is a tough task when you’re not sure your clients will pay what they owe. Rather than take a chance, consider credit insurance. Credit insurance policies cover your accounts receivables, insuring your business in the case of non-payment. You tell the insurance company which accounts you want to cover, and you’d pay a monthly premium based ...
  • Rate

    Accepting Customer Payments: Selecting the Safest Payment Solutions for Your Business

    Accepting Customer Payments: Selecting the Safest Payment Solutions for Your Business
    Q: What's the safest way for me to accept payment from my customers? A: Identifying which payment methods are best for you depends on the type of company you run and how you conduct business. Anti-fraud technology and encryption techniques are continually improving in the transaction-processing industry. And secure, affordable payment solutions exist to meet almost every merchant's needs. Retail Businesses ...
  • Rate

    Selling Cost vs. Price: Find the Price Point That Covers Your Costs and Provides a Profit Margin

    Selling Cost vs. Price: Find the Price Point That Covers Your Costs and Provides a Profit Margin
    I recently finished a keynote presentation for an industry that's getting hit hard by competitive pricing. Customers want the best price they can get, especially in a difficult economy. So what can you do to keep your price at a number that covers your cost and maintains your profit margin, without discounting? I have two options for you: Walk away from ...
  • Rate

    50 Ways to Save Money in Your Business

    50 Ways to Save Money in Your Business
    On a shoestring budget (and what entrepreneur isn't?), it really pays to scrimp and save. Just in case you've forgotten the value of a hard-earned penny, we've come up with a slew of money-saving ideas to boost your business's bottom line-from cutting your legal bills to inexpensive ways to draw in customers. Though some tips will save you more money than ...
  • Rate

    Getting Money to Grow Beyond the Startup Stage

    Getting Money to Grow Beyond the Startup Stage
    You may have used personal savings or money borrowed from friends and family to get started, but where do you go when it's time to grow your business? If you've been in business for less than three years or have nothing to offer as collateral, you might find traditional lending institutions unwilling to finance your business. There are options, though--if you ...
  • Rate

    State Tax Forms

    Visit your state's tax site to find out what forms you need to fill out for your business. Remember, not all states have income taxes.AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisiana MaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyoming
  • Rate

    Glossary of Tax Terms

    Get in the know with our alphabetical list of tax terms for your business. Accelerated depreciation. A depreciation method that allows larger deductions in the early years of an asset's "life" and smaller deductions at the end of the period. (See "Straight-line depreciation.")Accrual method (or accrual basis). One of two main accounting methods for determining when a transaction has tax significance. ...
  • +1

    Frugal is Back: Channel Your Inner Miser--The Right Way

    Frugal is Back: Channel Your Inner Miser--The Right Way
    It's time to cut back or go home. Here's how to channel your inner miser--the right way. As recessionary gale storms blow, entrepreneurs are reining in runaway costs. "Smart entrepreneurs are doing more with less," says Joseph R. Cardamone, president of the U.S. Federation of Small Businesses. "With diminished cash flow and tight credit, only those businesses that operate efficiently will ...
    Rated: +1
  • Rate

    9 Ways to Budget Strategically and Stay on Course

    9 Ways to Budget Strategically and Stay on Course
    These 9 tips will help you manage your budget, steer straight and control your destiny. Budgeting is probably the least-loved business management tool. Even the word "budget" brings to mind disapproving accountants and denied requests. And how often have we heard the phrase, "it's not in the budget"? Nevertheless, budgeting is one of the most valuable tools in your management arsenal.What ...
  • +1

    Holiday Gift Guide for Your Accountant

    [page] During the holiday season, buying gifts for accountants could be trickier than shopping for someone in any other occupation. Why? Because accountants, by nature, know what everything costs. Still, that doesn’t mean there aren’t plenty of options, and that’s where we come in. We’ve combed the giftosphere for the best (affordable) selections for the number cruncher in your life. ...
    Rated: +1
  • +5

    Online Banking Has Killed Personal Checks for Good

    Online Banking Has Killed Personal Checks for Good
    NEW YORK - It's been nine months since I've written a check. That's not to say I'm on some 12-step program to resist shopping. My credit card bills would suggest otherwise. Rather, when I opened a new bank account in March, I challenged myself to see to how much I could use my bank's online bill-payment service to stretch the ...
    Rated: +5
  • +2

    Keys to a Successful Business Valuation

    Keys to a Successful Business Valuation
    The hard thing about valuing a business lies in the great unknown of future cash flows and the risks associated with being able to generate future cash flows. While historical operations can provide a sound starting point to determine future cash flows, it can also be very misleading. For example: a biotechnology company in an early stage of clinical trials has ...
    Rated: +2
  • +6

    Mint Makes a Quick Mark on Intuit

    Mint Makes a Quick Mark on Intuit
    Four months after Intuit (INTU) bought personal finance Web site Mint.com, the company is preparing to phase out its Quicken Online software, moving Intuit's Web users to Mint. The software company plans to combine its technology with Mint's, making it easier for users to toggle between the Web and their home computers while managing money. Intuit plans to discontinue Quicken Online, ...
    Rated: +6