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  • +5

    Your E-Options for Tax Returns Are Plentiful, Helpful, and Mostly Easy

    Your E-Options for Tax Returns Are Plentiful,  Helpful, and Mostly Easy
    Jan. 20--Less than three months remain until April 15, and last Friday, the Internal Revenue Service declared its electronic filing system "open for business," allowing taxpayers the chance to get their refunds quicker. If you're receiving W-2 forms and other statements in your mailbox, you might be itching to begin. It's been a few years since I've examined the options ...
    Rated: +5
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    How Do I Raise Money for a Business?

    How Do I Raise Money for a Business?
    Inquisitive entrepreneurs and small business owners can find inspiring insights and common sense answers from two industry pros on MainStreet. Each week Dani Babb, a small business expert and the dean of Andrew Jackson University’s College of Business in Hoover, Ala., and Dr. John Rutledge, the chairman of private equity investment firm Rutledge Capital, offer their advice to scores of entrepreneurs ...
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    Service-Industry: IRS Restaurant Tax Tips

    Service-Industry: IRS Restaurant Tax Tips
    Tips your employees receive from customers are generally subject to withholding. Employees are required to claim all tip income received. This includes tips you paid over to the employee for charge customers and tips the employee received directly from customers. Employee Requirements Employees must report tip income on Form 4070, Employee's Report of Tips to Employer, (PDF) or on a similar ...
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    Service-Industry: Paying Taxes on Your Tips

    Service-Industry: Paying Taxes on Your Tips
    Pssst. Want to hear about an occupation in which thousands of people earn up to $50,000 or more annually but pay very low taxes? Here's the deal: You too can become a restaurant waiter, join in the widespread practice of underreporting your tips, and, if you work your way up to a fine-dining gig, achieve an enviably high net income. But ...
  • +3

    Getting Money to Grow Beyond the Startup Stage

    Getting Money to Grow Beyond the Startup Stage
    You may have used personal savings or money borrowed from friends and family to get started, but where do you go when it's time to grow your business? If you've been in business for less than three years or have nothing to offer as collateral, you might find traditional lending institutions unwilling to finance your business. There are options, though--if you ...
    Rated: +3
  • +2

    Obtain Startup Capital for Your Business

    Obtain Startup Capital for Your Business
    The success of a business idea largely depends on the financial planning behind it, says Joseph Parrino, a longtime women's clothing store owner who decided to branch out into the housing rehab business. “I knew from experience that without the proper backing, I wasn't going to be able to make a go of the new enterprise,” Parrino says. “What I didn't ...
    Rated: +2
  • +1

    Business Financing Basics

    Business Financing Basics
    Before seeking financial assistance, ask yourself the following: • Do you need more capital or can you manage existing cash flow more effectively? • How do you define your need? Do you need money to expand or as a cushion against risk? How urgent is your need? You can obtain the best terms when you anticipate your needs rather than looking ...
    Rated: +1
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    Intuit Buying Personal Finance Web Site Mint.Com for $170M

    Intuit Buying Personal Finance Web Site Mint.Com for $170M
    Sep. 14 - For nearly two years, one of the biggest names in consumer financial software has listened to a steady drumbeat of rave reviews for a new personal finance tracking service offered by online startup Mint.com. Mountain View-based Intuit responded Monday by announcing it will spend $170 million to buy the upstart company and add its fast-growing service to ...
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    Control Your Cash Flow During the Credit Crunch

    Control Your Cash Flow During the Credit Crunch
    With a credit crunch and many banks tightening up or eliminating lines of credit, it's important for business owners to maintain a steady cash flow. Here are five ways experts say you can start the process: 1. Diversify your revenue stream. Relying too heavily on one source for a majority of receivables is one of the largest areas of vulnerability for ...
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    Protect Your Business with Credit Insurance

    Protect Your Business with Credit Insurance
    Managing your company’s cash flow is a tough task when you’re not sure your clients will pay what they owe. Rather than take a chance, consider credit insurance. Credit insurance policies cover your accounts receivables, insuring your business in the case of non-payment. You tell the insurance company which accounts you want to cover, and you’d pay a monthly premium based ...
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    Accepting Customer Payments: Selecting the Safest Payment Solutions for Your Business

    Accepting Customer Payments: Selecting the Safest Payment Solutions for Your Business
    Q: What's the safest way for me to accept payment from my customers? A: Identifying which payment methods are best for you depends on the type of company you run and how you conduct business. Anti-fraud technology and encryption techniques are continually improving in the transaction-processing industry. And secure, affordable payment solutions exist to meet almost every merchant's needs. Retail Businesses ...
  • +7

    5 Ways Small Businesses Can Cut Costs

    5 Ways Small Businesses Can Cut Costs
    Just about everyone is seeing the costs of doing business go up due to fuel and energy prices, higher taxes and other outlays. With soaring expenses, small and mid-sized companies are being forced to tighten their budgets. As a small business owner, there are areas where you may be paying more than you have to. So how you can cut your ...
    Rated: +7
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    Selling Cost vs. Price: Find the Price Point That Covers Your Costs and Provides a Profit Margin

    Selling Cost vs. Price: Find the Price Point That Covers Your Costs and Provides a Profit Margin
    I recently finished a keynote presentation for an industry that's getting hit hard by competitive pricing. Customers want the best price they can get, especially in a difficult economy. So what can you do to keep your price at a number that covers your cost and maintains your profit margin, without discounting? I have two options for you: Walk away from ...
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    50 Ways to Save Money in Your Business

    50 Ways to Save Money in Your Business
    On a shoestring budget (and what entrepreneur isn't?), it really pays to scrimp and save. Just in case you've forgotten the value of a hard-earned penny, we've come up with a slew of money-saving ideas to boost your business's bottom line-from cutting your legal bills to inexpensive ways to draw in customers. Though some tips will save you more money than ...
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    Save Thousands on Workers' Comp

    When it comes to workers' compensation insurance, small mistakes cost big money. Businesses across the country are paying too much for workers' compensation insurance for mistakes as simple as how their business is classified. Fortunately, there's something you can do about it. A business's classification is related to the level of hazard that jobs in that category typically involve, in turn ...
  • +2

    10 Worst Time Wasters at Work

    Time flies when you're wasting it These days, no one can afford to waste time at work. Thanks to widespread downsizing, workloads are piling up. Unfortunately, extra hours in the day are not. Maximizing your time at work can mean the difference between leaving at a reasonable hour (i.e. holding onto your sanity) and staying late unnecessarily. You’ve got a ...
    Rated: +2
  • +4

    Ask.com Mines Online Coupons with New Aggregator

    Ask.com Mines Online Coupons with New Aggregator
    SAN FRANCISCO - Ask.com hopes to persuade consumers that are fond of discount Web sites to bring their bargain hunts to its search engine. On Tuesday, Ask is rolling out Ask Deals, a service that will let visitors search for online coupons and bargains that it indexes from several dozen popular coupon Web sites, along with retail Web sites, message boards ...
    Rated: +4
  • +5

    Easy Ways to Reduce Business Costs

    Easy Ways to Reduce Business Costs
    What business owner isn't trying to save money today? While online businesses often don't have the overhead that comes with a big office and lots of staff, we are often hit with lower profit margins that come with online competition and numerous businesses out there competing with our goods and services. We find ways to get creative about getting our message ...
    Rated: +5
  • +4

    Web Site Watch: Groupon Helps You Find Web Bargains

    Web Site Watch: Groupon Helps You Find Web Bargains
    SAN FRANCISCO - From karaoke to kickball, some things just don't work without a group of people. A startup wants to add one more to that list: Online bargain hunting. Groupon, whose name combines "group" and "coupon," offers daily deals on products and services, such as tailored shirts, meals at restaurants and paintball games. There is a catch: A certain number ...
    Rated: +4
  • +6

    Mint Makes a Quick Mark on Intuit

    Mint Makes a Quick Mark on Intuit
    Four months after Intuit (INTU) bought personal finance Web site Mint.com, the company is preparing to phase out its Quicken Online software, moving Intuit's Web users to Mint. The software company plans to combine its technology with Mint's, making it easier for users to toggle between the Web and their home computers while managing money. Intuit plans to discontinue Quicken Online, ...
    Rated: +6