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  • +7

    5 Ways Small Businesses Can Cut Costs

    5 Ways Small Businesses Can Cut Costs
    Just about everyone is seeing the costs of doing business go up due to fuel and energy prices, higher taxes and other outlays. With soaring expenses, small and mid-sized companies are being forced to tighten their budgets. As a small business owner, there are areas where you may be paying more than you have to. So how you can cut your ...
    Rated: +7
  • +6

    Mint Makes a Quick Mark on Intuit

    Mint Makes a Quick Mark on Intuit
    Four months after Intuit (INTU) bought personal finance Web site Mint.com, the company is preparing to phase out its Quicken Online software, moving Intuit's Web users to Mint. The software company plans to combine its technology with Mint's, making it easier for users to toggle between the Web and their home computers while managing money. Intuit plans to discontinue Quicken Online, ...
    Rated: +6
  • +5

    Your E-Options for Tax Returns Are Plentiful, Helpful, and Mostly Easy

    Your E-Options for Tax Returns Are Plentiful,  Helpful, and Mostly Easy
    Jan. 20--Less than three months remain until April 15, and last Friday, the Internal Revenue Service declared its electronic filing system "open for business," allowing taxpayers the chance to get their refunds quicker. If you're receiving W-2 forms and other statements in your mailbox, you might be itching to begin. It's been a few years since I've examined the options ...
    Rated: +5
  • +5

    Easy Ways to Reduce Business Costs

    Easy Ways to Reduce Business Costs
    What business owner isn't trying to save money today? While online businesses often don't have the overhead that comes with a big office and lots of staff, we are often hit with lower profit margins that come with online competition and numerous businesses out there competing with our goods and services. We find ways to get creative about getting our message ...
    Rated: +5
  • +5

    Online Banking Has Killed Personal Checks for Good

    Online Banking Has Killed Personal Checks for Good
    NEW YORK - It's been nine months since I've written a check. That's not to say I'm on some 12-step program to resist shopping. My credit card bills would suggest otherwise. Rather, when I opened a new bank account in March, I challenged myself to see to how much I could use my bank's online bill-payment service to stretch the ...
    Rated: +5
  • +4

    Business Management Basics: Seven Factors for Success

    Business Management Basics: Seven Factors for Success
    All business owners want to be successful. This article outlines seven aspects of a company that require effective management. You can always find ways to create a "well-oiled machine." Improvements typically translate into returns on your investment. 1. Marketing - Product, price, and positioning. Timing is everything. Snickers, Tootsie Pops, Mars bars, and Three Musketeers were all created during the Great ...
    Rated: +4
  • +4

    Ask.com Mines Online Coupons with New Aggregator

    Ask.com Mines Online Coupons with New Aggregator
    SAN FRANCISCO - Ask.com hopes to persuade consumers that are fond of discount Web sites to bring their bargain hunts to its search engine. On Tuesday, Ask is rolling out Ask Deals, a service that will let visitors search for online coupons and bargains that it indexes from several dozen popular coupon Web sites, along with retail Web sites, message boards ...
    Rated: +4
  • +4

    Web Site Watch: Groupon Helps You Find Web Bargains

    Web Site Watch: Groupon Helps You Find Web Bargains
    SAN FRANCISCO - From karaoke to kickball, some things just don't work without a group of people. A startup wants to add one more to that list: Online bargain hunting. Groupon, whose name combines "group" and "coupon," offers daily deals on products and services, such as tailored shirts, meals at restaurants and paintball games. There is a catch: A certain number ...
    Rated: +4
  • +3

    Getting Money to Grow Beyond the Startup Stage

    Getting Money to Grow Beyond the Startup Stage
    You may have used personal savings or money borrowed from friends and family to get started, but where do you go when it's time to grow your business? If you've been in business for less than three years or have nothing to offer as collateral, you might find traditional lending institutions unwilling to finance your business. There are options, though--if you ...
    Rated: +3
  • +2

    Obtain Startup Capital for Your Business

    Obtain Startup Capital for Your Business
    The success of a business idea largely depends on the financial planning behind it, says Joseph Parrino, a longtime women's clothing store owner who decided to branch out into the housing rehab business. “I knew from experience that without the proper backing, I wasn't going to be able to make a go of the new enterprise,” Parrino says. “What I didn't ...
    Rated: +2
  • +2

    10 Worst Time Wasters at Work

    Time flies when you're wasting it These days, no one can afford to waste time at work. Thanks to widespread downsizing, workloads are piling up. Unfortunately, extra hours in the day are not. Maximizing your time at work can mean the difference between leaving at a reasonable hour (i.e. holding onto your sanity) and staying late unnecessarily. You’ve got a ...
    Rated: +2
  • +2

    Keys to a Successful Business Valuation

    Keys to a Successful Business Valuation
    The hard thing about valuing a business lies in the great unknown of future cash flows and the risks associated with being able to generate future cash flows. While historical operations can provide a sound starting point to determine future cash flows, it can also be very misleading. For example: a biotechnology company in an early stage of clinical trials has ...
    Rated: +2
  • +1

    Business Financing Basics

    Business Financing Basics
    Before seeking financial assistance, ask yourself the following: • Do you need more capital or can you manage existing cash flow more effectively? • How do you define your need? Do you need money to expand or as a cushion against risk? How urgent is your need? You can obtain the best terms when you anticipate your needs rather than looking ...
    Rated: +1
  • +1

    Frugal is Back: Channel Your Inner Miser--The Right Way

    Frugal is Back: Channel Your Inner Miser--The Right Way
    It's time to cut back or go home. Here's how to channel your inner miser--the right way. As recessionary gale storms blow, entrepreneurs are reining in runaway costs. "Smart entrepreneurs are doing more with less," says Joseph R. Cardamone, president of the U.S. Federation of Small Businesses. "With diminished cash flow and tight credit, only those businesses that operate efficiently will ...
    Rated: +1
  • +1

    Holiday Gift Guide for Your Accountant

    [page] During the holiday season, buying gifts for accountants could be trickier than shopping for someone in any other occupation. Why? Because accountants, by nature, know what everything costs. Still, that doesn’t mean there aren’t plenty of options, and that’s where we come in. We’ve combed the giftosphere for the best (affordable) selections for the number cruncher in your life. ...
    Rated: +1
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    How Do I Raise Money for a Business?

    How Do I Raise Money for a Business?
    Inquisitive entrepreneurs and small business owners can find inspiring insights and common sense answers from two industry pros on MainStreet. Each week Dani Babb, a small business expert and the dean of Andrew Jackson University’s College of Business in Hoover, Ala., and Dr. John Rutledge, the chairman of private equity investment firm Rutledge Capital, offer their advice to scores of entrepreneurs ...
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    Accepting Customer Payments: Selecting the Safest Payment Solutions for Your Business

    Accepting Customer Payments: Selecting the Safest Payment Solutions for Your Business
    Q: What's the safest way for me to accept payment from my customers? A: Identifying which payment methods are best for you depends on the type of company you run and how you conduct business. Anti-fraud technology and encryption techniques are continually improving in the transaction-processing industry. And secure, affordable payment solutions exist to meet almost every merchant's needs. Retail Businesses ...
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    Selling Cost vs. Price: Find the Price Point That Covers Your Costs and Provides a Profit Margin

    Selling Cost vs. Price: Find the Price Point That Covers Your Costs and Provides a Profit Margin
    I recently finished a keynote presentation for an industry that's getting hit hard by competitive pricing. Customers want the best price they can get, especially in a difficult economy. So what can you do to keep your price at a number that covers your cost and maintains your profit margin, without discounting? I have two options for you: Walk away from ...
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    State Tax Forms

    Visit your state's tax site to find out what forms you need to fill out for your business. Remember, not all states have income taxes.AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisiana MaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyoming
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    Glossary of Tax Terms

    Get in the know with our alphabetical list of tax terms for your business. Accelerated depreciation. A depreciation method that allows larger deductions in the early years of an asset's "life" and smaller deductions at the end of the period. (See "Straight-line depreciation.")Accrual method (or accrual basis). One of two main accounting methods for determining when a transaction has tax significance. ...